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VisionFund Uganda offers a large selection of loans, savings programs, and other services that make us stand out from our competition. Please click through the drop-down menus below to find out more about our products.

Vision School Fees Loan

Vision School Fees loan was designed to help parents, guardians and students for payment of school/tuition fees, purchase of uniforms, scholastic materials and text books. The loan applies to all levels of education, right from Nursery, Primary, and Secondary to Tertiary or University level, as long as the beneficiary student is enrolled in or offered a place in a study program in Uganda. One can access a loan amount as low as UShs 100,000/= up to a maximum amount of UShs 5,000,000/=. Approval depends on the borrower's ability to repay the loan and takes into consideration all sources of regular income.

 

Main Features:
•   
Loan period of up to 12 months

•    Disbursement is made directly to the institution where the beneficiary is enrolled

Vision Business Loans

Short term business loan targeting  business enterprises.

 

Main features: 
•    Interest charged on flat rate
•    Minimum loan amount UShs. 100,000/= 
•    Maximum loan amount of up to UShs. 13.5 million 
•    Flexible and regular repayment plans available

•    Loan period of up to 12 months

 

Vision Agriculture Loans

The loan targets agricultural business activities in the entire value chain including production, processing and marketing of products, animal production (poultry, piggery and diary projects), fishing and fish farming, bee keeping and food processing (i.e. grain mills, rice mills and coffee hullers). 

 

Main features: 
•    Loan period for working capital purpose is up to a maximum of 12 months
•    No principal loan repayments during the grace period of 2 months except for the interest
•    Repayable through equal installment payments whose amounts are dependent on the projected cash flow of the agricultural activity
•    Interest charged on flat rate
•    Minimum loan amount 100,000/= for Groups and 1,000,000/= for Individuals
•    Maximum loan amount is UShs.13,500,000/= for individuals and >3,000,000/= for group
•    Membership in a group ranging from 5 to 20 people (for farmer groups)

 

Vision Asset Loan

The asset loan has been classified under renewable energy like solar, bio-gas, motorcycle, motor vehicle, water and sanitation loans. It’s a loan whose maximum loan period is 24 months and is designed for providing finance to customers who desire to purchase and install solar power at their places of residence or business, purchase boda boda motorcycles, purchase agriculture farm implements and drill shallow wells.

 

Main features: 
•    Minimum loan amount term ranges from a minimum of six months to a maximum of 24 months depending on the loan amount applied, the purpose and the capacity of the customer to service the loan
•    Minimum loan amount UShs 1,500,000
•    Maximum loan amount UShs 40 million
•    Borrower provides equity contribution of 30% to 40% of the value of the asset to be purchased
•    Asset purchased becomes security for the loan.

 

Vision Boda Boda Loan

Main features: 
•    Minimum loan amount term ranges from a minimum of six months to a maximum of 24 months depending on the loan amount applied, the purpose and the capacity of the customer to service the loan
•     Minimum loan amount UShs 1,500,000
•     Maximum loan amount UShs 10 million
•    Borrower provides equity contribution of minimum 1 Million
•    Asset purchased becomes security for the loan.